Translations

LA BANQUE POSTALE- LA POSTE Group promotes financial inclusion

6. Clients and consumers

Access to basic services

Sector Finance / Bank / Insurance

Year 2010

Country France

Transmitter

Context

LA BANQUE POSTALE, with 17,000 post offices, internet services used by 4 million clients and some tariffs among the most affordable in the market, contributes to making banking services accessible to all. Still, there is a need for more targeted actions implemented for the most vulnerable populations.

Objectives

To promote financial inclusion, carries out targeted actions to assist populations who do not have access to credits, through microcredit’s and in partnership with UDAFs (possible translation: Départementale Union of Family Associations), CCAs (possible translation: Central Fund for Social Activities), and Local Missions.

APPROACH

LA BANQUE POSTALE has been working on microcredit’s since 2007 (when it got the authorization to do so) and makes local partnerships.
LA BANQUE POSTALE sees microcredit as a mean to make people aware of their responsibilities and a tool for integration as part of the fight against financial exclusion. It must enable the recipients to get back to a normal banking relation and also fit in socially and even professionally.